(Endorsed Carrier: Sun Life Financial)
The disability income protection plans are available to school administrative employees, certified and non-certified teachers, and other non-certified employees working a minimum of 20 hours per week. We are able to offer this coverage through Sun Life Financial.
The disability income protection plans available offer the following advantages to participating school districts:
Plan full integration of sick days with the elimination period. Benefits do not begin until the elimination period is met AND all accumulated sick days are exhausted.
Once the elimination period is satisfied, the employee then chooses to EITHER start receiving disability payments or continue using sick days, if available.
This benefit is typically offered with first day coverage for accidents and a seven day elimination period for sickness. The benefit is usually a small weekly amount to help employees who do not have enough sick days accumulated to reach the elimination period for a long term disability plan.