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Excess Liability

When it costs more than you expected

This coverage responds when your underlying liability limits are exhausted. Even with limited immunity for public school entities, there are exceptions that could bring about multimillion dollar awards.

Benefits include:
  • Protection for catastrophic risks
  • Limits available up to $20 million through American Alternative Insurance Corporation; higher limits available upon request
  • Consistent coverage, underwriting and pricing with more than 20 years’ experience
  • Excess liability coverage on a follow-form basis. Policy form specifically designed for schools with very few exclusions
  • Ability to provide limits in excess of school board legal liability, including employment practices liability insurance (EPLI) and punitive damages extensions
  • Form includes sexual abuse, if covered in underlying liability policy

This program is available through your local school insurance Broker.

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Who We Are

CMRegent insurance

A leading commercial property and liability insurance company dedicated to serving public and private schools, colleges and universities.

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CMRegent Solution

Proudly providing school employee benefit products and third-party claims administrative services.

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