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Excess Liability

When it costs more than you expected

This coverage responds when your underlying liability limits are exhausted. Even with limited immunity for public school entities, there are exceptions that could bring about multimillion dollar awards.

Benefits include:
  • Protection for catastrophic risks
  • Additional limits are available
  • Consistent coverage, underwriting and pricing with more than 20 years’ experience
  • Excess liability coverage on a follow-form basis. Policy endorsements specifically designed for schools
  • Ability to provide limits in excess of school board legal liability (called Educators Professional Liability in WI), including employment practices liability insurance (EPLI) and punitive damages extensions (no punitive or exemplary damages in WI)
  • Form includes sexual abuse, if covered in underlying liability policy (PA Only)

This program is available through your local school insurance Broker.

Download our Wisconsin coverage guide

Download our Pennsylvania Property and Liability brochure

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CMRegent insurance

A leading commercial property and liability insurance company dedicated to serving educational institutions.

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Proudly providing school employee benefit products and third-party claims administrative services.

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